YOUR INTERNATIONAL INSURANCE QUOTE !

+33 (0)1 44 54 91 32
info@bilansanteinternational.com
76, rue du Verbois 75003 PARIS, FRANCE
Devis / Quote
toggle menu
+33 (0)1 44 54 91 32
info@bilansanteinternational.com
76, rue du Verbois 75003 PARIS, FRANCE
Devis / Quote
toggle menu

We are international health and life insurance broker. Based in Paris, the company was launched by François Masson et Aurélie Faure, and is is managed daily by its founders, which ensures customers a personalized relationship and  ‘tailor-made’ service, in the long term.


Our customers are usually French or European companies with employees all over the world, under a local contract or as “expatriates”. We also advise international clients who wish, for example, to harmonize covers for their employees. But first of all we are the insurers of many individuals (expatriate or not) looking for personalized service, at best cost and where human relationship keeps its place.

Expatriate or VIP, regardless  your country of residence, your situation (expat or not), your age, your nationality, we certainly have solutions to cover you in case of illness or accident, completely or partially, temporarily or indefinitely, in addition to European social systems (CFE or OSSOM, for example), or with a “1st euro plan”.  With internet and our support, you can easily subscribe to a health insurance plan at the best cost, with one of the international leaders that we are partners…

International health insurance, it is the security of optimal hospital care in case of illness or accident, with access to the best care platforms and free choice of medical providers. It is also the serenity to be reimbursed for medical prescriptions sometimes heavy to bear financially or to benefit from a 24/24 emergency service, which will implement all its means to rescue an insured person, sometimes at the end of the world.

 

Before subscribing to an international health plan, it is important to ask the right questions. You can on this subject see our article 10 tips to choose your international health insurance. A medical application   will be asked and pre-existing conditions may be excluded or subject to  premium increase. Better then to get insured as long as you are healthy!

We will assist you in the steps to complete your appllication before sending it to the insurer and will explain the procedures for reimbursment, so you purchase with full knowledge.

We also deal with specific niches such as kidnapping plans and programs specifically designed for isolated environments.

BSI finally comes to advise insurance companies in Africa or creates new insurance plans, particularly in the CIMA area. We also advise African banks in their  “bankinsurance” strategy or their casualty risks : agreements, review of procedures, internal training, marketing… We are proud to have been awarded Lauréats des Trophées du Courtage de l’Assurance in 2013. It should be remembered : insurance broker services are not billed to the insured. It is the chosen company that pays him because its distribution costs are always included in the insurance contribution, regardless of the intermediary. All the more reason to contact us and compare !

 

Our mission

Our purpose is to provide information to users (mainly but not exclusively expatriates or binationals) regarding protection abroad and insurance plans. Our area of expertise is international insurance, health or life.

To prepare your expatriation or your trip, we recommend  to visit in advance the “country factsheets” regularly updated by some institutions that we recommend. Indeed know that  cost of certain guarantees  is related to the context of the country (security, supply of care…) and that some restrictions may be granted by the insurer, depending on whether the country is rated or not to “risk of war”.

How is the “risk” for the country in which you move or travel, whether by the authorities or by insurers? Ask us to verify if you have a doubt ! Among the “country factsheets” we recommend :

http://www.diplomatie.gouv.fr/fr/conseils-aux-voyageurs/conseils-par-pays/

The official site of French Republic to imperatively consult. For the French expatriates, think also to register on Ariane (as well as with your Consulate local if you are an expatriate for a long time!):

https://pastel.diplomatie.gouv.fr/fildariane/dyn/protected/accueil/formAccueil.html

Other links to visit without hesitation:

Centre des Liaisons Européennes et Internationales de Sécurité Sociale

https://www.gov.uk/foreign-travel-advice

http://travel.state.gov/

http://www.eda.admin.ch/eda/fr/home/travad/travel.html

http://france-expatries.com

If you are relocating in some countries (China, Brazil, United Arab Emirates, Lebanon, United States, Canada, Australia, Dubai, Singapore,…), the cost of care may be very high… and insurance plans are also.
Depending on your country of expatriation or residence, we help you to compare: our knowledge of the market allows us to know the most affordable solutions. We are not bound to any particular company. Our mission: helping you choose your contracts for peace of mind insurance plan, for you, your family or your employees anywhere in the world.
And we are then always at your side if need. We serve customers of all nationalities, individuals or businesses: “nomads of the 21st century! They are expatriates all over the world, nationals or binationals (subject to local regulatory restrictions and acceptance of risk by companies). Our clients are demanding, mobile, internet users and… they trust us!
We work with leading insurance companies (Allianz Worldwide Care, BUPA, InterGlobal, DKV, MSH, APRIL…) and choose, with the client, the righteous guarantees, at  best conditions and according to its needs.
As a broker, our service is free for our members : these are the insurance companies that pay us. Conditions that we propose are identical to those that you could sometimes find, after of tedious steps in searching for a solution ‘live’ with the insurers.
Our role is to help you buy the best solution, because insurance is a complex area that requires good advice, in confidence. Indeed, it is not uncommon to see premiums go from simple to double without real justification! For individuals, alone or with family, we sell :
– Top-up CFE
“1st euro”  (or 1st dollar) plans
– Accident an disability plans
Life insurance in Luxembourg
Real estate in France
Organization of health check-up in France
– Top-up Sécurité sociale in France
For businesses, NGOs, international organizations, we manage:
– Global audit of current insurance (targeted by branch : health, liability,  marine…) or by country. Outside Europe and particularly in Africa, the Middle East and Asia, we can also coordinate the management of  riskd, relying, if necessary, on our network of partners and the best European or local insurance companies.
– International health group policies : our field of expertise. These plans with european companies or local ones allow to cover employees around the world, for short or long term : healthcare costs, 24/24 emergency,  death and disability indemnities…
CIMA area consulting : health, property and casualty, life, bankinsurance, microinsurance…

 

VOTRE PROJET ASSURANCE SANTE INTERNATIONALE !